Cheryl Maloney is the author of the new book, Simple Steps for Starting Over. She is also a publisher and radio talk show host. She is the founder, publisher and editor of Simple Steps Real Change Magazine. Her last book, Simple Steps for Real Life was an Amazon.com #1 bestseller. Cheryl spent 25 years as an insurance professional, then left the corporate world when her company was acquired and her position replaced. Starting over again in her 50s, both professionally and financially, gave her the confidence and know-how to help other people experiencing significant change in their lives.